Online Payment vs Offline Payment

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Online Payment vs Offline Payment

Boxify supports two types of payment methods:

• Online Payment (Payment Gateway)
• Offline Payment (Bank Transfer)

Understanding the difference helps merchants manage orders correctly.

🔹 Online Payment (Payment Gateway)

Examples:

• Hitpay
• Billplz

How It Works

1. Customer selects online payment
2. Customer is redirected to gateway
3. Payment processed instantly
4. System auto confirms payment
5. Item status becomes Paid

Advantages

✔ Automatic confirmation ✔ No manual reconciliation ✔ Faster checkout ✔ Lower risk of fake payment receipt

🔹 Offline Payment (Bank Transfer)

How It Works

1. Customer transfers payment manually
2. Customer uploads receipt
3. Merchant verifies bank statement
4. Merchant reconciles payment manually
5. Item status becomes Paid

Requires Manual Action

✔ Check bank statement ✔ Match payment amount ✔ Reconcile in system

📊 Comparison Table

Feature	Online Payment	Offline Payment
Auto Payment Confirmation	✅ Yes	❌ No
Manual Reconciliation	❌	✅
Receipt Upload Required	❌	✅
Faster Checkout	✅	Depends on customer
Risk of Fake Proof	Low	Higher
Recommended for Scaling	✅	Limited

🧠 Which Should You Choose?

Choose Online Payment if:

• You want automation
• You want faster confirmation
• You want fewer manual checks
• You are scaling your business

Choose Offline Payment if:

• You prefer direct bank transfer
• You do not use a payment gateway
• You handle payments manually

💡 See also Payment method setup